MyNWscience

Oregon and Washington Science Network

Hey, now seems like a good time to see if anyone has figured out the whole student loan deal. I'm sure that most of us consolidated a couple of years ago with graduate leverage (who then sold our loans to SAS). Does anyone know the best plan now? I have loans from 4 peeps, have signed up for auto withdrawal (Jan 8), extended 30 years, and my payments still are around $1000/mo. Should we do something else? If someone has put the work into our best payment options, will you please share? Thanks....and I miss you all
Roberta

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Hey there, my loans are in the 30 yr but graduated pay scale. I have 100k and currently have two 50k loans, one at 4.5% and the other at 6.8% (unconsolidated). I am trying to decide whether to hedge my bets, consolidate the two and pay 590.24 / mo for 30 yrs or pay each other separately which alotts to close to 1000 per mo. I probably will be contacting graduate leverage soon, but am still up for ideas. I have heard that the best methodology is to just consolidate through Direct Loans.

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Hi Roberta,

I see that this discussion is a month old, that's about how things have been going for me lately. Just to throw my two cents in. I put my loans in forbearance for a year. I am hoping to get some investments in place in the next year or two to pay student loans without it being a draw on my income. That was a concept that Graduate Leverage spoke about on several occasions. I see stuff about laproscopic sx alot and think of you. I hope all is well in Idaho.
Tori

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